Terms of Service

Last updated: March 4, 2026

These Terms of Service govern your use of RetireSmart India and its services. By accessing and using our website, you agree to be bound by these terms and conditions. We reserve the right to modify these terms at any time, and your continued use of our services constitutes acceptance of any changes. If you do not agree with any part of these terms, please discontinue use of our website immediately.

Acceptance of Terms

By visiting and using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service in their entirety. We provide information and resources related to the National Pension System, retirement savings, and long-term retirement planning in India. Your access to and use of our services is conditioned upon your acceptance and compliance with these terms. We may update these terms periodically, and we encourage you to review them regularly. Your continued use of our website following the posting of revised terms means you accept and agree to the changes.

User Obligations

You agree to use our website only for lawful purposes and in a way that does not infringe upon the rights of others or restrict their use and enjoyment of our website. Prohibited behavior includes harassing or causing distress or inconvenience to any person, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within our website. You are responsible for maintaining the confidentiality of any account information and password you may use. We are not liable for any unauthorized access to your account. You agree to provide accurate and complete information and to update such information as necessary to maintain its accuracy.

Intellectual Property Rights

All content on our website, including text, graphics, logos, images, and software, is the property of our organization or its content suppliers and is protected by international copyright laws. You may not reproduce, distribute, transmit, display, or otherwise use any content without our prior written permission. We grant you a limited license to access and view our website for personal, non-commercial use only. Any other use of the content on our website without our express written consent is strictly prohibited. Unauthorized use of our intellectual property may result in legal action.

Limitation of Liability

Our website provides information for educational and awareness purposes regarding the National Pension System, retirement savings strategies, and retirement planning fundamentals. This information is not intended as financial, investment, or legal advice. We do not warrant the accuracy, completeness, or timeliness of any information provided. To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use our website or services. Your sole remedy is to discontinue use of the website. We recommend consulting with qualified financial advisors before making investment decisions.

Termination of Service

We reserve the right to terminate your access to our website at any time, without notice, for conduct that we believe violates these Terms of Service or is otherwise harmful to our interests or those of other users. Upon termination, your right to use our website ceases immediately. We may also terminate or suspend access to our services for maintenance, updates, or other operational reasons. Any provisions of these Terms of Service that by their nature should survive termination shall survive, including intellectual property rights, disclaimers of warranties, and limitations of liability. Your obligations regarding confidentiality and respect for our intellectual property continue even after termination.